People, I am at a crossroads. I’ve been doing pretty well lately, and am proud to say that at payday, I had more than 34 cents in my checking account. I’ve been ignoring Starbucks, clipping coupons, brown-bagging lunch and eating dinner at home.

There are a couple of things I won’t budge on, but the thing I’m debating at the moment, even I know is silly.

There’s a magical place that likes to eat my money, called Sephora. For those of you who are lucky enough to have missed the explosion of Sephora stores, Sephora is like that smelly, expensive part of the department store that you only visit when you’re looking for that one perfume your wife likes. But it’s better. Ask your wife.

Now, I am definitely not even what I would call a frequent shopper at Sephora. Most of the time when I go there, I can truthfully say I am looking for a gift for my sisters or a friend. But when shopping for myself, maybe four times a year, there’s this nagging voice telling me how silly it is to pay $25 for mascara. And then I do it anyway.

So, the reason I’m debating whether to continue my on-again, off-again love affair with the place is thanks to this fancy pants makeup I bought there on a whim last year, and is now (gasp) running out. Now that I’ve resolved to be smarter with my money, I’m debating the $42 “tinted moisturizer” — and what to do when the other 4 products in the set run out. I love this stuff. It does a good job covering my scary Corpse Bride dark under eye circles, without caking up (hang in there, men, I’m done describing it).

The Sephora-loving part of my brain has a lot to say in support of my Laura Mercier makeup.

1) Looking and feeling good is important. Not like, calling your mom and remembering to brush your teeth important, but somewhere between paying taxes and knowing how to parallel park. We like to pretend it doesn’t matter, but it does. For evidence of this truth, watch any episode of “What Not to Wear.”

2) Even at $32, this makeup will last me 6 months, so each use is 17.4 cents.

3) It should be OK for me, as Mommy, to spend money on myself. After all, $32 is less than a parking ticket, about equal to Thai takeout for one night, and probably represents an hour’s worth of my paycheck.

4. Buying crummy makeup that I end up not using is wasteful and can quickly add up to the same price over a few months as I look for something that works.

But then there’s the Suze Orman voice (I think. Maybe it’s someone else, because Suze does enjoy her clothes and makeup more than most).

1. Consumer tests prove again and again that the best makeup is not the most expensive makeup. Many people swear by Great Lash mascara, which costs a few bucks at the drug store.

2. I’ve figured out that other cosmetic stuff – shampoo, namely – is just as good when it costs $3 as when it costs $30. Or, anyway the difference is not worth $27 to me.

3. It’s not so much the actual dollar amount that’s a problem as much as the difference between that price and the drug store prices. Paying $42 for makeup is close to buying a $42 latte. How good would that latte have to be?

So, help me out here. Talk me in or out of this dilemma.  And let me know what your best bargain beauty products are.

Spending more time and money on makeup does not guarantee good results ... right?

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